Recent Posts

  • The Rhythm of Life

    The Rhythm of Life

    My rhythm of life is changing. School is open and I need to slow down when I pass the two schools on my way to work. In addition, football season is upon us. Living in Green Bay, football is as essential as the air we breathe. These things happen every fall. The weather affects the rhythm of my life. The ... Read MoreRead More »
  • 10 Rules to Open Book Management

    10 Rules to Open Book Management

    Most business owners would love to have their employees think and act like a business owner.   However, exactly what behavior are they looking for?  As owner of Focus CPA, I would like each employee to come to work with high positive energy, ready to deliver the best results to help the business grow and produce a profit.  To do ... Read MoreRead More »
  • The Dog Days of Summer

    The Dog Days of Summer

    I am worried about my dog, Cotton. As I write this, she is recovering from her second stroke this year. She is losing her balance and leaning to one side. It looked like she made a full recovery from the last stroke, but she was hit again. For now I do what I can for her and pray that she ... Read MoreRead More »
  • Are You Getting Ready to Sell a Business?

    Are You Getting Ready to Sell a Business?

    I believe every business owner starts their business with the subconscious idea that someday they will sell a business, maybe retire or just move on.  Planning for that can maximize the value that you receive.  The business owner can have influence on the future sale price, however the deciding factor is made by the buyer.  Knowing the type of buyer ... Read MoreRead More »
  • Are You ‘Playing to Win’ or ‘Playing Not to Lose’?

    Are You ‘Playing to Win’ or ‘Playing Not to Lose’?

    Playing to win is about growth. You are strategic and proactive. You have a vision. You do your own thing. You focus on the next thing your customer wants, not what your competitors are doing. It requires one to boldly adapt to change and be innovative. It doesn’t matter if it is a person or a whole business. For example who would ... Read MoreRead More »
  • The Unexpected Tax – Sales and Use tax

    The Unexpected Tax – Sales and Use tax

    Sales and use tax can be a very confusing topic.  It is also an area the Wisconsin Department of Revenue likes to audit.  Below are a few quick tips to help ensure you are complying with the sales and use tax rules. Collect and document exemption certificates: There may be times when you do not collect sales tax from your ... Read MoreRead More »
  • Save the Business with an Emergency Succession Plan

    Save the Business with an Emergency Succession Plan

    Summer is the time for vacations.  However when you are an owner or a key employee for a small business – this may pose a risk!  What happens if you get sick or have an accident?  Is your advisory team prepared? Do you have an advisory team?  Emotions run high during this time and a written carefully thought out plan ... Read MoreRead More »
  • The Joy of a Thunderstorm

    The Joy of a Thunderstorm

    As I write this a storm is rolling in bringing with it rain, thunder and flashes of light. I love to stop and listen to a good strong rain pound against the rooftop. The lightning bolts sizzle through the air and the crashing of thunder demands our attention. As a child I was afraid of the noise, but my mom ... Read MoreRead More »
  • 7 Steps for Business Spring Cleaning!

    7 Steps for Business Spring Cleaning!

    Most people do spring cleaning around the house and the yard, but have you ever thought of applying it at work?  Have things gotten stale or obsolete? Have you let little things slide that are now causing big problems?  Maybe you are still doing things – because you have always done them that way.  Here are seven business spring cleaning ... Read MoreRead More »
  • Welcome Spring

    Welcome Spring

    The heaviness of winter is coming to a close. Windows are finally being opened to let the fresh air breeze through the house. As the temperatures rise the layers of clothes are being peeled off and put away until next year. The cobwebs in my mind are being dusted away. There is a sense of energy building. Now that tax season ... Read MoreRead More »
  • 4 Steps to Achieve Financial Business Success

    4 Steps to Achieve Financial Business Success

    Financial success can be found in a variety of ways. The best way to achieve it depends on your current situation. Success can be found through a rewarding job, building a business, making an investment, funding a retirement account or a combination. Unless you are specific, how do you know when you will achieve financial success? The clearer you are ... Read MoreRead More »
  • How to Read Your Financial Story

    How to Read Your Financial Story

    Every accounting software program provides standard financial statements. This is the universal measurement of business success.  The statements can be used for more than just preparing your taxes and they are not just for accountants and bankers. Prepared and used correctly they can provide key information to manage your business. Join me for this fast paced workshop specifically designed for ... Read MoreRead More »
  • Time for Change

    Time for Change

    The one thing that is constant in life is change. Every day we grow and change. However this April is packed full of change for me. At FOCUS CPA the tax return rush stops and we concentrate on creating financial success for our clients. Spring weather sneaks in with starts and stops. Green Bay weather can change within 10 minutes ... Read MoreRead More »
  • Marketing for Profits

    Marketing for Profits

    Competition is tight in most businesses, customers have plenty of options. We are bombarded with marketing messages everyday – on television, radio, print and internet. Messages telling us that if we just buy their product or service – we will be wealthier, happier and healthier. As a small business owner how do we overcome the messages encouraging our customers to ... Read MoreRead More »
  • Luck of the Irish!

    Luck of the Irish!

    Many years ago I found myself in Boston on St. Patty’s day.  I was there for work and stayed the weekend. I made arrangements to meet a friend of a friend to get a tour of Boston.  She was a Boston native and turned out to be a great tour guide.  The day started with a cold wet morning.  Our ... Read MoreRead More »
  • Building the Life and Business You Dream Of

    Building the Life and Business You Dream Of

    Twenty five years ago my life fell apart, like a glass bulb hitting a concrete floor it shattered into many pieces. I had filed for divorce after 10 years of marriage. I was a single mom with two toddlers and I quit my 8-to-5 job. Everything was new.  My life choices were right for me, however the consequences were a ... Read MoreRead More »
  • The Tide of Love

    The Tide of Love

    Lately the news coverage and my Facebook feed has brought about a tide of outrage, disagreement and a lot of name calling. I see anger and behind anger there is usually fear. Fear of change I suppose. As a general practice I attempt to focus on the positive – whether it is my attitude or actions. With Valentine’s Day nearby ... Read MoreRead More »
  • What Are Your Chances of Being Audited?

    What Are Your Chances of Being Audited?

    It depends….According to the head of the IRS, John Koskinen “anyone running for President or who’s going to be President can look forward to having their tax returns audited every year.”  The returns of the President and the Vice President are audited every year, as required by section 4.2.2.11 of the Internal Revenue Manual. If you are not running for ... Read MoreRead More »
  • Become a Better Leader—Start with Trust

    Become a Better Leader—Start with Trust

    Life is better with trust. Having trust, being trustworthy and trusting others are wonderful ideals to strive for. More can be accomplished when trust is present. Marriages and businesses are broken every day due to the lack of trust. Trust is fragile; it is built over time but can be destroyed in seconds. Almost everyone understands trust however it is ... Read MoreRead More »
  • It’s Time for a New Start

    It’s Time for a New Start

    It’s late at night as I write this.  It’s so light outside, everything is white.  We just got about 2 inches of soft snow gently dropped on us.  The land is covered with the white stuff.  The clouds hang overhead.  The traffic has stopped.  The silence has settled in.  Tomorrow will be another day – a day to start with ... Read MoreRead More »
  • All I Want for Christmas…

    All I Want for Christmas…

    We encourage small children to write a letter to Santa telling him what they want for Christmas.  Personally, I don’t recall ever writing one, my mom always had a better idea of what I wanted than I did, at least until I was 10.   Now as I sit down and create a current list the items are drastically different ... Read MoreRead More »
  • Family for the Holidays

    Family for the Holidays

    For me Christmas means family.  It is a time for me to shift my thoughts from the financial success of work to the heart and soul of family.  For without family why work so hard?   The hardest challenge is to let go of expectations and go with the flow.  Family as I grew up with is not family as ... Read MoreRead More »
  • 4 Common Sense Ways to Increase Cash Flow

    4 Common Sense Ways to Increase Cash Flow

    For many business owners cash flow is a struggle.  Business runs on cash.  Even credit cards and PayPal eventually convert into cash.  The best kind of cash comes from the customer.  It doesn’t have to be paid back unless you don’t hold up your end of the bargain. Keeping to the basics you have four common sense choices to increase cash ... Read MoreRead More »
  • Being Thankful

    Being Thankful

    It is easy to be grateful and thankful for the good things we have in life.  It is much harder to appreciate the bad things that happen to us. Many years ago I bought a floor covering business. It was financially struggling and I thought it was a great chance to use my business financial skills. I found out the ... Read MoreRead More »
  • Financial Statements – Are You Winning?

    Financial Statements – Are You Winning?

    Can you image playing a football game and never knowing the score?  Financial statements provide owners their financial score.  To keep the business financially healthy it is important to review your financial statement once a month.  The challenge is that many don’t know what to look for. But before you look make sure the statements are reliable enough to use. ... Read MoreRead More »
  • The Power of People

    The Power of People

    My recent trip to Kenya was a great example of the power of people.  In September my boys and I went on an African Safari in Kenya.  Some very key people made our trip extra special.. Samit, our host & my son James’ friend – increased our safety factor and eased the way in many situations with his intimate knowledge ... Read MoreRead More »
  • Revitalizing or Starting a Business

    Revitalizing or Starting a Business

    Are you starting a business or revitalizing an existing one?  Think of the newly hatched sea turtle. The egg is buried in the sand on the sea shore, far enough away from the ocean to be safe from the tide. Once it’s time the turtle emerges from the shell, amidst the many other baby turtles, and makes a run for ... Read MoreRead More »
  • It’s Never Too Late

    It’s Never Too Late

    When frustration sets in it’s a good time for me to take a step back. To stop, take a deep breath and look around. Stop and feel the sun shine, listen to the rain drops, watch for the friendly smile or ask for a hug from a loved one. My frustration usually comes from trying to force a solution or ... Read MoreRead More »
  • The Grand Exit – Going for the Gold

    The Grand Exit – Going for the Gold

    RING, RING…  I picked up the phone.  “Mary, we can barely pay the bills.  We haven’t gotten paid in three months.  We have worked so hard and invested all our money into this business.  We need to find a way out – will you work with us?” Panic was in their voice.  The business owners were watching their life savings drain ... Read MoreRead More »
  • Going For The Gold!

    Going For The Gold!

    Go for the gold! Finish Big! Both are great clichés to live by.  Putting yourself out there, taking a risk, fighting the fear and seeing what you can accomplish.  When Nike came out with the slogan “just do it” I took it as my tag line.  I love to plan and organize.  I love to make lists.  The action part ... Read MoreRead More »
  • A Critical Tool – The Personal Financial Statement

    A Critical Tool – The Personal Financial Statement

    Financial security is important for today and tomorrow.  Living our life is dependent upon money.  It may be your money or someone else’s.  We need it to meet our basic needs such as food and shelter.  However we can do so much more than just meet our basic needs.  Do you dream of financial freedom?  To live the lifestyle you ... Read MoreRead More »
  • Planting Perennials That Deliver Financial Success

    Planting Perennials That Deliver Financial Success

    This Fourth of July I lounged in my backyard and took some well needed down time. I sank into my Adirondack chair, soaked up the warm air, had a large glass of ice tea and settled in to read a good book. My goal was to get lost in a book and savor the day. Summer in Wisconsin is so ... Read MoreRead More »
  • 3 Questions to Discover Your Fulfilling Career

    3 Questions to Discover Your Fulfilling Career

    As I ventured into the work world my primary focus was to earn an income.  I wanted to go to college and needed to find a way to pay for it.  I looked for something that I could do, hopefully enjoy doing it.  I wanted job that paid fairly well – college is expensive and I was paying for it ... Read MoreRead More »
  • Summer is a Time to Refresh

    Summer is a Time to Refresh

    In my world February, March and the first part of April feels like a race – a 75 day race. There is a constant push for more. The adrenaline is flowing. Other responsibilities get pushed aside.  The pressure is always present.  I am always looking out for something – do we have all the information, is the software working, is ... Read MoreRead More »
  • Find Your Dream

    Find Your Dream

    Many start their own business to take control of their life or to get away from someone’s control. Many do it for freedom to live under their rules. Ideally having your own business is a great opportunity to live your dream. In my experience the challenge is defining the dream, your dream. Napoleon Hill wrote the book “Think and Grow ... Read MoreRead More »
  • Living the Dream

    Living the Dream

    Many start their own business to take control of their life or to get away from someone’s control. Many do it for freedom to live under their rules. Ideally having your own business is a great opportunity to live your dream. In my experience the challenge is defining the dream, your dream. Napoleon Hill wrote the book “Think and Grow ... Read MoreRead More »
  • Is This the Right Decision for Your Business?

    Is This the Right Decision for Your Business?

    Every day we make decisions, some big, but many are small. Some impact only you.  Business decisions will impact you, your investors, your staff, vendors, your customers and possibly your family.   Sorting through the details of your current situation, determining what resources are available, and the various options available takes time to sort.  Being overwhelmed can cause procrastinating, but ... Read MoreRead More »
  • A Spring Garden

    A Spring Garden

    Spring is here!  I have my own little spring garden and  within the confines of my fenced-in backyard, a burst of color explodes in April.  Yellow, red and purple are the primary colors.    I like the vibrant green of grass and the start of tree buds, but the colors of spring flowers make it much more explosive.  Even through ... Read MoreRead More »
  • Abraham Lincoln Paid Income Taxes — But He Didn’t Have To

    Abraham Lincoln Paid Income Taxes — But He Didn’t Have To

    Did you know that Abraham Lincoln paid income taxes throughout the Civil War, but after his death, Treasury returned all his payments? Here’s the story….. The Civil War prompted Congress to enact the first income taxes in U.S. history. After considering various alternatives, Congress included a comprehensive income tax in the Revenue Act of 1862. There was a special 3 percent ... Read MoreRead More »
  • 9 Ways to Increase and Protect Your Business Value

    9 Ways to Increase and Protect Your Business Value

    An entrepreneur can spend years starting and building a business.  For many, we live and breathe our passion, put in long hours, and give up being with family and friends. You can invest your blood, sweat and tears trying to increase and protect your business value. Consider these odds: one out of two businesses never returns to the marketplace following ... Read MoreRead More »
  • Easy to Start, Hard to Finish

    Easy to Start, Hard to Finish

    My list of projects is ever growing, especially during this time of year.  It’s easy to start a tax return, but find I get interrupted then go back and attack it again. Sometimes this goes on over several weeks.  I do it again and again until the last piece is completed. When I prepared my first tax return this year ... Read MoreRead More »
  • The Tax Audit From H-E-L-L…

    The Tax Audit From H-E-L-L…

    Your chance of an IRS tax audit is slim, only 1% of tax returns are subject to an audit, and 70% of those are by mail. I have been fortunate and have had success with IRS audits. My first line of action is to be proactive and avoid trouble. However, recently I had the opportunity to work with a new ... Read MoreRead More »
  • The Magic of March

    The Magic of March

    The Magic of March comes in the forms of Fairies and leprechauns, rainbows, four leaf clovers and green beer. I’ve never seen a fairy or leprechaun or have drunk green beer. I did enjoy an Irish coffee at an Irish bar in Boston on St. Patrick’s Day many years ago. That brought a bit of magic to the cold, misty ... Read MoreRead More »
  • Business Cash Management – Paying the Owner First

    Business Cash Management – Paying the Owner First

    Personal financial planning stresses the importance of paying yourself first. Financial experts recommend that a person prepare for the future by putting money away for savings and investment. The rest is available to spend. Let’s take that same logic and apply it to business. By segregating the expected profit from the operating cash a business can provide a safeguard to ... Read MoreRead More »
  • Bring Your Heart to Work

    Bring Your Heart to Work

    Everyone has a story!  I started FOCUS CPA because of a challenging time in my life.  In the late 90’s my best choice was to close a business.  It was a very painful time, financially and personally.  Now I want to make sure that no one else goes through that same experience.  I take what I do personally.  I know ... Read MoreRead More »
  • Good Business Habits – Improve Your Odds of Success

    Good Business Habits – Improve Your Odds of Success

    “Prosperity is a way of living and thinking, and not just money or things. Poverty is a way of living and thinking, and not just a lack of money or things.” – Eric Butterworth: American author Do you believe that good business habits can determine success? 5 out of 10 new businesses fail and talent, money and a great idea ... Read MoreRead More »
  • Making Decisions with the Head, Heart and Gut

    Making Decisions with the Head, Heart and Gut

    Every day we make decisions – some are important and some are trivial. In my line of work, we base decisions on data. However that is only one perspective of the issues – other factors that affect the outcome are involved. Factors such as internal desires and outside forces, which are not measured with facts and figures. When I was ... Read MoreRead More »
  • Are You Ready for the Future?

    Are You Ready for the Future?

    Life changes quickly and it feels like it is moving faster every day.  From a business standpoint the rapid change tosses opportunities and challenges faster and faster, in unique unexpected ways.  If we know where we stand, where we want to go, prepared to move, keep an open mind and ready to take a risk we can take advantage of ... Read MoreRead More »
  • Sharing the Successes!

    Sharing the Successes!

    HAPPY 2016! Each year I write down what I expect for the upcoming year and review what happened last year.  This year I started recalling the successes that our clients had. … I got to see a “one of a kind” Porsche, experienced a fast luxurious ride in a Tesla (a high end fully electric car), saw pictures of a ... Read MoreRead More »
  • Where Are You Going? Prepare a Financial Budget…

    Where Are You Going? Prepare a Financial Budget…

    The beginning of the year is a good time to review last year’s results and plan for this year. A financial budget is a tool that is available to help guide and design your future. It can tell your story before it happens. Let’s get started… Understand your business. Discover changes in revenue streams and expense structures. Look for trends. ... Read MoreRead More »
  • Resolutions, Goals & Highlights

    Resolutions, Goals & Highlights

    Where Have I Been and Where Am I Going? I gave up on New Year resolutions years ago. I review my goals and establish my resolutions every month, or at least attempt to. Last year I added a new element to my New Year traditions. I wrote down my highlights from the year that was ending and my planned highlights ... Read MoreRead More »
  • Living Life with Intentional Choices

    Living Life with Intentional Choices

    Every day we make choices, both big and small. Those choices create the life we live. Our family, friends, coworkers, employers, commercials and all our life experiences have an impact on the choices we make.  Our self-confidence, determination and beliefs, both life affirming and self-limiting, also play a key part in our decisions. Personally I think it is a mystery ... Read MoreRead More »
  • Love the Holidays

    Love the Holidays

    I love the holidays! It changes my focus to family and friends. I have a tendency to live in facts and figures, so holiday parties and family gatherings challenge me. Instead of fighting it, I embrace it. I take time to spend with family, to slow down and enjoy the season. I allow it to warm my heart. To get ... Read MoreRead More »
  • What Does Christmas Mean To You?

    What Does Christmas Mean To You?

    As a child, I loved the anticipation of Christmas… We decorated the house, put the tree up, baked cookies, listened to Christmas music and waited for the presents. It was magical. There were three kids, the bedrooms were upstairs, and the Christmas tree was in the living room downstairs. The Christmas tree was put in the beginning of December, but ... Read MoreRead More »
  • Raising a Packer Fan

    Raising a Packer Fan

    Being a Packer Fan Isn’t Free… Football has been part of Green Bay, WI for 95 years. The first Packer – Bear game was in 1921.  Green Bay won their first NFL title in 1929.  Green Bay is the smallest city to have an NFL team. Throughout the many years the residents have created a fan culture that has seeped ... Read MoreRead More »
  • The Gift of Time

    The Gift of Time

    Do we ever have enough time? As a business owner, time is one of our greatest resources. Each of us is given only 24 hours a day. During the holidays time seems to be in short supply.  Alongside the everyday activities of work, family and taking care of yourself – we add extended families, overnight guests, celebrations, giving gifts and ... Read MoreRead More »
  • Who Moved My Healthcare?

    Who Moved My Healthcare?

    Dealing with Healthcare Change Confusion and frustration abound, as we wait and see what will or will not happen with the new Affordable Care Act. The complexity and immense impact of this new law will affect every American. It is rearranging our current health care system. Controversy abounds, the legality of it was questioned, the IRS employees don’t want to ... Read MoreRead More »
  • Gratitude and Appreciation

    Gratitude and Appreciation

    Last year I started a new type of daily journaling. Every evening a write down 5 accomplishments, something I am grateful for and something I appreciate. The accomplishments are fairly simple. I struggle with that one thing that I am grateful for and another thing that I appreciate. I have actually looked up the definition. I still get confused. “Gratitude ... Read MoreRead More »
  • An Attitude of Gratitude

    An Attitude of Gratitude

    Having an Attitude of Gratitude… Do you have a list of your blessings? Is your glass half-full or half empty? Do you focus on what you do not have or what you do have? We are what we think about! Our thoughts create our reality of the world we live in. If we are paranoid and think everyone is out ... Read MoreRead More »
  • A Fairy Tale – Financial Statements

    A Fairy Tale – Financial Statements

    Financial statements keep track of the financial side of the business. Through education and experience, I have learned the language of numbers, thus the balance sheet and income statement always tell me a story. It may be a short story or it could be lost within pages and pages of number, but there is always a story. The stories are ... Read MoreRead More »
  • The Cost of Free

    The Cost of Free

    Does free even have a cost? According to the Merriam-Webster dictionary the definition of cost is “the price of something; the amount of money that is needed to pay for or buy something; something that is lost, damaged or given up in order to achieve or get something.” Accountants have an obsession with costs. We classify them; we group them, ... Read MoreRead More »
  • Living Life Upside Down

    Living Life Upside Down

    My life is made up of habits. I have a routine for the everyday tasks.  Every morning I brush my teeth, make my bed, put the right shoe on first and grab breakfast as I walk out the door.  I developed this routine over the years. My habits reduce my time dealing with the mundane decisions of life.  But once ... Read MoreRead More »
  • Setting Prices: Is it Enough or too Little?

    Setting Prices: Is it Enough or too Little?

    As a business owner we struggle with setting prices. If we set it too high – will customers walk away? If we set it too low – will we leave money on the table? The two most common ways I see it done is to; base your price on what everyone else is charging or charge based on your cost. ... Read MoreRead More »
  • School is in Session!

    School is in Session!

    Who hoo, school is in session!  The kids are back in school.  Today, this time of year is anticlimactic for me.  Between Steve and I, our 5 kids, have 10 degrees – 5 bachelors, 3 masters and 2 doctorate degrees.  Our kids are finally done with their formal education. Personally my last college class was in 1980, right after the ... Read MoreRead More »
  • Do You Focus on Opportunities or Obstacles

    Do You Focus on Opportunities or Obstacles

    I am in the process of organizing a seminar series.  I made my basic decisions such as target audience, when to offer it, the various topics, and the format.  While I laid out my time line and list of action items – my mind starts to wander. That little voice inside my head starts whispering – will anyone show up? ... Read MoreRead More »
  • Dog Days of Summer

    Dog Days of Summer

    Hi there!  Are you warm enough?  We are experiencing the dog days of summer.  Technically this refers to a one to two month time period in which the Dog Star, rises and sets with the sun, shining during the daylight hours and staying hidden at night.  We are not the first ones to complain.  This hot sultry weather in late ... Read MoreRead More »
  • Maximize Business Results Using Your Financial System

    Maximize Business Results Using Your Financial System

    Maximize Business Results Workshop Series Learn what information is available, how to delegate, what to look at, how to hire outside help, what to expect, balance cash needs, tax planning and profit management. This is a great opportunity to schedule QUALITY work time – AWAY from the office The entire series is specially designed for the busy small business owner ... Read MoreRead More »
  • Your American Dream

    Your American Dream

    When the United States was founded it was built with the hope of a new start.  A place where one could create their own life and pursue their path to achieve their goals.    The American dream was alluded to in our Declaration of Independence.  This document proclaims “that all men are equal with the right to life, liberty and the ... Read MoreRead More »
  • Celebrate America!

    Celebrate America!

    The land of the free and the brave. July is a great time to remember where we live and what we have. Those who signed the Declaration of Independence along with our many soldiers have paid a price for America’s freedom, a freedom that we enjoy today. Celebrate America! Each night I note something I am grateful for and something I appreciate. I ... Read MoreRead More »
  • Emergency Plan or Fate

    Emergency Plan or Fate

    Many years ago my neighbor, an attorney, who had his own practice, was stung by a bee. For some people this would be a minor pain, however in this case he was allergic to bees. The rescue squad just minutes away, did not arrive in time to save him. He had no life insurance and no business plan. His law ... Read MoreRead More »
  • Summer – A Great Time to Revisit Your Protection Plan

    Summer – A Great Time to Revisit Your Protection Plan

    Summer is here! I hope you are finding time to enjoy our beautiful weather.  My favorite spot is my backyard. I have a perennial garden that transforms from spring tulips and daffodils to summer daylilies in the summer. Amidst the greenery I have my two brilliant blue Adirondack chairs calling my name, enticing me to sit down and take a ... Read MoreRead More »
  • What’s Holding You Back?

    What’s Holding You Back?

    Last December I was frustrated.  I was working hard but things didn’t seem to be happening.  I felt as if my work world was standing still. I was accomplishing things but it couldn’t feel the progress that I wanted to make.  Recently I ran across a list of items that could be holding me back.  They may also be holding ... Read MoreRead More »
  • Hobby Laws Threaten Business Status

    Hobby Laws Threaten Business Status

    When starting a new business, an entrepreneur may be told that it could take three to five years to show a profit. While that may be true, it certainly isn’t something that the IRS will necessarily accept when it comes to filing a tax return. At a recent Green Bay SCORE client meeting, Mary Guldan-Lindstrom, SCORE mentor and owner of ... Read MoreRead More »
  • WHAT ARE YOU WORTH? Financially speaking

    WHAT ARE YOU WORTH? Financially speaking

    If you have a business loan with the bank, chances are you gave them a personal financial statement. Did you ever consider tying this exercise into your financial goals? If it’s important for the bank to know, maybe it’s important for you to know. After you get your tax return done, is a great time to evaluate your progress toward ... Read MoreRead More »
  • August 2014

    August 2014

    THE FINANCIAL EDGE Are you achieving your heart’s desire? by Mary Guldan-Lindstrom It is easy to be overwhelmed and burned out. Many can no longer see their dream. Every day we have a full 24 hours of choices. One way to hold yourself accountable is to measure your activities, specifically identify and measure the key activities that will achieve your ... Read MoreRead More »
  • July 2014

    July 2014

    THE FINANCIAL EDGE Are you looking for Financial freedom? Or Financial success? by Mary Guldan-Lindstrom CPA Just because you have money, does not mean you have financial freedom or financial success. It is much more than just having money or assets. What is financial freedom? It is the freedom to be yourself and do what you really want in life. ... Read MoreRead More »
  • May 2014

    May 2014

    THE FINANCIAL EDGE Acres of Diamonds – A story of Opportunity retold by Mary Guldan-Lindstrom CPA A farmer lived in Africa. His most recent visitor shared the fascinating tales of finding diamonds in Africa. He got so excited it that he sold his farm and headed out to strike it rich! For many years, he wandered searching for diamonds. As ... Read MoreRead More »
  • April 2014

    April 2014

    WHAT ARE YOUR WORTH? Financially speaking by Mary Guldan-Lindstrom CPA If you have a business loan with the bank, chances are you gave them a personal financial statement. Did you ever consider tying this exercise into your financial goals? If it’s important for the bank to know, maybe it’s important for you to know. After you get your tax return ... Read MoreRead More »
  • February 2014

    February 2014

    Making decisions with the head, the heart and gut. by Mary Guldan-Lindstrom CPA Every day we make decisions – some are important and some are trivial.  In my line of work, we base decisions on data.  However that is only one perspective of the issues – other factors that affect the outcome are involved.  Factors such as internal desires and ... Read MoreRead More »
  • January 2014 Newsletter

    January 2014 Newsletter

    Where are you going?  by Mary Guldan-Lindstrom CPA The beginning of the year is a good time to review last year’s results and plan for this year.  A financial budget is a tool that is available to help guide and design your future.  It can tell your story before it happens. Let’s get started… Understand your business.  Discover changes in ... Read MoreRead More »
  • May 2013

    May 2013

      THE FINANCIAL EDGE MAY 2013 TIME FLIES Will you have time to fulfill your Life’s mission? Before I graduated from high school, I knew I wanted to be a CPA.  I know it is not for everyone, but it came easy to me and was one of the highest paid professions for women.  It kept me off the streets.  ... Read MoreRead More »
  • Lighten UP!

    Lighten UP!

    Life throws many things in the way, situations that bring me frustration, anger and disappointment. Situations such as: NFL replacement refs Political ads road construction tax law changes I tend to take life very seriously. My boys have given me many opportunities to lighten up. Halloween is one. My boys love trick or treating. They dress up every year. Halloween ... Read MoreRead More »