“Those who fail to plan, plan to fail.” For small business owners, this expression holds true.  As the year is coming to a close, it is time to think about taxes.   

During my recent vacation I had a deep heartwarming focus on family. Lots of family. It all started with a family reunion that was initiated by my Aunt Sue, last year.

As I ventured into the work world my primary focus was to earn an income. I wanted to go to college and needed to find a way to pay for it. I looked for something that I could do, hopefully enjoy doing it.

I think I lost my sense of adventure. On Labor Day I was whining to myself that I never go anywhere. I admit that I am a homebody. I love to stay home.

I know planning for your death is morbid and can be painful. Some don’t want to face the facts of life. My hope is that I go quickly. However, once I am gone, I want to make sure my family is protected.

School will be starting very soon! Kids will grab their backpack and head for the classroom. Do you remember your first day of school? My school supplies consisted of crayons and a mat for nap time.

Just because you have money, does not mean you have financial freedom or financial success. It is much more than just having money or assets.

America is the land of the free, and the home of the brave. It is a place where anyone can do anything! In 2004 I was brave enough to create my own job.

As we zoom through life we live for today, without much thought for tomorrow. We take care of what is in front of us. Yes, we know that tomorrow is not guaranteed. Yes, accidents and heart attacks happen, but to others not us.

During the past year, my son became a father. I am not sure if he is happier that he has a child or has a new playmate. He approaches fatherhood with a huge dose of fun. They roar like lions and do the chicken dance together. I am very proud of him.